medium · FRM Part 2 Credit Risk

A bank calculates CVA for a derivative portfolio. If the counterparty's CDS spread widens significantly while the bank's own credit quality remains constant, what is the impact on CVA and DVA?

  1. Both CVA and DVA increase due to systemic risk correlation.
  2. Neither CVA nor DVA changes; they only react to changes in underlying asset prices.
  3. CVA increases; DVA is unchanged.
  4. CVA increases; DVA decreases (an accounting offset).

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