easy · Frm Part 2 Credit Risk

If a firm's leverage increases (Assets V stay same, Debt F increases), how does the Merton model predict the Probability of Default (PD) will change?

  1. PD will decrease because equity volatility will fall.
  2. PD will decrease because the firm has more capital to deploy.
  3. PD will stay the same because asset volatility is unchanged.
  4. PD will increase because the 'strike price' of the equity call option is higher.

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