medium · FRM Part 2 Credit Risk

A CDS curve for a distressed obligor is currently inverted, with the 1-year spread at 1,200 bp and the 5-year spread at 800 bp.

Using the reduced-form modeling framework, what is the market's expectation?

  1. The firm's asset volatility is expected to increase over the next five years
  2. The recovery rate is expected to be higher for long-term debt
  3. The hazard rate is expected to fall if the firm survives the near-term crisis
  4. The credit risk premium is higher for long-term investors

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