hard · FRM Part 2 Credit Risk

A global bank's own credit default swap (CDS) spread widens significantly due to a ratings downgrade, while the credit quality of its derivatives counterparties remains stable.

What is the most likely impact on the bank's reported fair value of its derivatives portfolio and its Common Equity Tier 1 (CET1) capital?

  1. Both reported fair value and CET1 increase because the bank's liabilities have become cheaper to settle synthetically.
  2. Reported fair value increases due to a higher Debit Valuation Adjustment (DVA), but CET1 remains unchanged.
  3. Reported fair value decreases due to a higher Credit Valuation Adjustment (CVA), and CET1 decreases.
  4. Reported fair value increases due to higher Funding Benefit Adjustment (FBA), and CET1 increases proportionally.

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