medium · Frm Part 2 Credit Risk

A risk analyst is pricing a new credit-sensitive derivative. The 'incremental CVA' for the trade with Counterparty A is negative, despite the 'standalone CVA' being positive.

What is the most likely reason for this?

  1. The bank has decided to ignore its own default risk (DVA) in the pricing of the new trade.
  2. The trade is fully collateralized, which mathematically forces the incremental CVA to zero.
  3. The counterparty's credit spread has tightened significantly since the last trade was booked.
  4. The new trade acts as a hedge to the existing netting set with Counterparty A, reducing the overall expected exposure profile.

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