medium · FRM Part 2 Credit Risk

A central counterparty (CCP) uses a 'default waterfall' to manage the risk of a clearing member failure.

Which of the following best describes the purpose of the CCP's 'skin in the game' within this hierarchy?

  1. To act as a buffer that permanently prevents Variation Margin Gains Haircutting from ever being triggered under any conceivable default scenario.
  2. To provide clearing members with full principal protection against any loss arising from the CCP's own proprietary investment portfolio, no matter the cause.
  3. To align the CCP's incentives with those of surviving members by ensuring the CCP's own capital is at risk before the mutualized default fund is used.
  4. To replace initial margin entirely as the sole primary layer of defense used against small-scale clearing member defaults.

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