medium · FRM Part 2 Credit Risk

A risk officer at a large bank is concerned about 'Specific Wrong-Way Risk' (SWWR).

Which of the following is the best example of SWWR?

  1. A bank lending to a diversified retail consumer base spread across many unrelated regions and industries.
  2. A bank buying CDS protection on a sovereign from a domestic bank in that same sovereign's jurisdiction.
  3. A bank entering into a fixed-for-floating interest rate swap with a high-rated, well-capitalized corporate counterparty.
  4. An equity fund using diversified index futures contracts across sectors to hedge its overall market beta exposure.

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