medium · FRM Part 2 Current Issues

In the context of 'Sovereign-Bank Doom Loops,' why does the regulatory treatment of domestic-currency sovereign debt as 'zero-risk-weighted' act as a systemic amplifier?

  1. It requires banks to hold much higher levels of HQLA against sovereign positions, shrinking funds available for private lending.
  2. It allows banks to count qualifying sovereign debt toward satisfying the NSFR requirement, even when that debt matures in under one year's time.
  3. It incentivizes domestic banks to load up on home-sovereign debt, concentrating their capital's sensitivity to the sovereign's credit health.
  4. It effectively prevents the sovereign from ever defaulting in its own domestic currency by creating a permanently captive buyer within the banking system.

Sign up free to see the explanation and track your rank →

More FRM Part 2 Current Issues practice

KomFi: Test Prep Made Easy

KomFi: Test Prep Made Easy — free adaptive practice for GMAT, GRE, SAT, ACT, National Real Estate Exam, Investment Banking, and finance with full explanations.

KomFi Academy is free GMAT prep and personalized GMAT help built as a training platform: 77,800+ practice questions, 26,500+ flashcards, on-demand video lectures, podcasts, and 4K slide decks. Flagship tracks: Free GMAT Prep, Free GMAT Resources, National Real Estate Exam Prep, Investment Banking Prep, Finance Prep, GRE, SAT, ACT, LSAT, MCAT, Financial Accounting, Private Equity, Private Credit, and Quantitative Finance.

Free GMAT Prep & Personalized GMAT Help

What's inside

Topics

View pricing · Read testimonials