hard · Private Credit documentation-covenants-terms

A borrower has a maintenance leverage covenant set at 4.25x. Current gross debt is $380M, cash is $34M, and LTM EBITDA is $94M.

If the company wishes to pay a $50M dividend through new debt (dividend recap), what would be the pro-forma leverage status against the covenant?

  1. Pass at 3.15x
  2. Breach at 4.57x
  3. Breach at 4.21x
  4. Pass at 3.68x

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