medium · Private Credit & Debt underwriting-credit-analysis

A direct lender is determining the maximum senior debt for a company with $25M in projected CFADS (Cash Flow Available for Debt Service). The required minimum DSCR is 1.3x.

If the senior debt is a 6-year term loan amortizing equally each year at an all-in rate of 6%, what is the maximum supportable debt quantum ($M) rounded to one decimal?

  1. $125.0M
  2. $108.3M
  3. $84.6M
  4. $65.1M

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