easy · Private Credit & Debt underwriting-credit-analysis

A borrower has $150 million of gross debt and $20 million of cash, but $5 million of that cash is 'restricted' and cannot be used to repay debt.

If EBITDA is $25 million, what is the net leverage as defined by most credit agreements?

  1. 6.0x
  2. 5.2x
  3. 5.4x
  4. 5.8x

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