medium · LSAT Logical Reasoning

An insurance company should pay a claim for water damage only if the damage resulted from a sudden pipe burst and the homeowner has performed regular maintenance on the plumbing system.

Which one of the following situations most closely conforms to the principle above?

  1. A claim for damage caused by a slow-leaking valve is paid because the homeowner had the plumbing professionally inspected every single year.
  2. A claim is paid solely because the water damage was so extensive that the family was forced to vacate and relocate out of their home for months.
  3. An insurer rejects a claim arising from a sudden pipe burst because the policyholder had ignored a warning to replace a corroded length of pipe.
  4. All claims that involve a burst pipe must be paid in full whenever the homeowner can simply prove they hired a plumber for an annual check-up.
  5. A claim from a sudden burst at a diligently maintained home is nonetheless denied even though both of the stated rule conditions are clearly satisfied.

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