Hard National Real Estate Exam Practice Questions

52 free hard-difficulty National Real Estate Exam questions, drawn live from KomFi's calibrated bank. These are the items that separate top scorers — every one carries a full explanation and trap analysis once you sign in.

  1. A broker is holding an earnest money deposit for a transaction that has fallen through. Both the buyer and the
  2. A broker is holding an earnest money deposit. If the broker uses that money to pay their office rent, they hav
  3. Which statement best characterizes the buyer's agent's duty and conduct?
  4. What should the agent do?
  5. The broker's proper next step is to:
  6. As to the broker's agency authority to keep negotiating on the seller's behalf, the seller's death:
  7. Under the doctrine of equitable conversion, what happens to the condemnation award?
  8. If the jurisdiction follows the traditional common law doctrine of equitable conversion and the contract is si
  9. If the seller refuses to clear the lien, what is the buyer's best remedy to ensure they receive the title they
  10. In a notice-race recording jurisdiction, which party prevails to title, and why?
  11. Under general common-law contract principles, what is the buyer's strongest legal argument that the contract r
  12. What is the agent's duty regarding disclosure?
  13. A buyer's agent procures a federally related residential loa… — Which statement most precisely captures why th
  14. Which of the following is true regarding the seller's 'substitution of entitlement'?
  15. A seller has a 'non-recourse' loan. If a buyer assumes this loan, what is the impact on the lender's ability t
  16. In a 'subject to' transaction, if the buyer defaults and the property is worth less than the debt, what is the
  17. A property has a first mortgage of $180,000 and a second mortgage of $40,000. The second mortgage lender agree
  18. If there are no federal holidays, and the lender's office is open on Saturdays, what is the latest time the bo
  19. Which constraint controls the maximum loan amount, and what is that amount?
  20. At what point must the lender automatically terminate the PMI, absent any borrower request?
  21. A city enacts an environmental protection ordinance that prohibits any clearing or building on a specific coas
  22. A suburban municipality adopts a zoning ordinance requiring… — A court reviewing a challenge to this ordinance
  23. If the lender requires an 80% loan-to-value (LTV) ratio and charges 2 discount points, what is the total cost
  24. If the seller also pays off a $115,000 mortgage, what are the net proceeds?
  25. If her annual gross income is $72,000 and she has a 400 monthly car payment and 200 in other monthly debts, wh
  26. What is the gross sales price?
  27. A commercial property has a net operating income of $105,000… — How should this affect the value estimate?
  28. The four largest brokerages in a mid-sized metro area, repre… — This coordinated conduct among the four broker
  29. Because the building is residential, which of the following is most likely correct?
  30. Which legal doctrine determines the ownership of the equipment?

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